Payment Plans For Veneers and Dental Care

How To Pay For Veneers and Teeth Whitening Without Blowing Your Entire Savings!

Did you know that there are several payment plans for veneers and professional teeth whitening that won't break the bank? It's no secret that dental work can be expensive. But what if you're determined to get your teeth looking their best without spending your entire savings?  Here are some tips on how to pay for porcelain veneers and other dental care services without going broke. Keep reading for more info!

3 Dental Payment Plans That Won't Break The Bank!

1. Sunbit - Smile Makeover Now, Pay Over Time!

Sunbit is a very popular buy now, pay-over-time option for your dental services. They are known for changing the way you pay for dental services including porcelain veneers, teeth whitening services, and more! Their goal is to help you take the stress out of getting the smile of your dreams without the upfront expense.

Benefits of Sunbit Payment Plans For Veneers and Dental Care

Sunbit offers 18 and 24-month financing plans for dental care to help you get your smile makeover. They pride themselves on being a hassle-free, pre-approved financing company so you can receive the highest quality dental care with peace of mind. There is debit, there's credit, and now there is Sunbit! If you have at least a 500+ credit score, you may qualify to "Smile Now, and Pay Over Time" with Sunbit!

Sunbit provides several benefits including:

  • High approval rate (85% approval rate)
  • Easily apply with a 30-second application
  • If you have at least a 500+ credit score, you may qualify
  • No application fee
  • There's no hard credit check
  • No penalties or fees
  • Transparent fees
  • Flexible installments - 6 and 12 months (18 and 24-month plans available for dental care)
  • Get up to $10,000 for your smile makeover!

Who Does Sunbit Work With?

Sunbit works with over 10,000 locations nationwide. Participating offices can determine which financing option they offer and how it may best fit their practice. At VIP Smiles, we proudly accept Sunbit payment plans for dental veneers, teeth whitening, VIP Smiles store purchases, and more!

Watch the video below for more details.


All appointments for consultations and porcelain veneers are made online only after answering a
brief questionnaire to see if you are a candidate.

After you complete the online questionnaire, we are happy to set up a consultation and answer any questions you may have. Click the button below to request a consultation or call us at
855-2-VENEER (855-283-6337).

What Do I Need to Apply?

To qualify for a Sunbit payment plan, you must meet the following requirements:

  • Be at least 18 years of age;
  • Be a permanent U.S. resident (valid U.S. ID or valid green card required);
  • Must have a valid email address
  • Have an active personal checking account in your name for automatic payments.
  • Other people can also apply on your behalf as well
  • Financing is subject to approval, based on creditworthiness, state of residence, your prior history with the products offered using Sunbit technology, and merchant location

What Is The Down Payment?

Your down payment will be anywhere from $1 up to 30% of the purchase amount. The remaining balance can be paid in monthly installments, depending on your dentist's plan. Your downpayment will be due at the time of checkout.

How Do I Apply?

Applying for Sunbit is easy and only takes a few minutes. You can apply at your participating dentist's office or use their online application, and you can begin the process in just a few clicks. Click here to apply for Sunbit now.

2. Care Credit - Healthcare Financing

Making care possible…

CareCredit is a healthcare credit card that is designed for your dentistry, health, and wellness needs. CareCredit is a great alternative that will keep your traditional major credit card lines with Visa, Mastercard, Amex, and Discover cards free so that you can continue to use them for your general/non-health-related expenses.

Many dental patients use this 3rd Party lender to assist them with paying for their porcelain veneers. They offer interest-free and low monthly payment plans for those who prequalify and/or apply (subject to credit approval). For example, they offer shorter term financing options of 6, 12, 18, or 24 months no interest is charged on purchases of $200 or more when you pay the full amount due by the end of the promotional period.

CareCredit also offers longer-term dental financing for 24, 36, 48, or 60-month periods with Reduced APR and Fixed Monthly Payments Required Until Paid in Full. Purchases of $1,000 or more may be eligible for a 24-month offer with a 14.90% APR, a 36-month offer with a 15.90% APR, or a 48-month offer with a 16.90% APR. Purchases of $2,500 or more may be eligible for a 60-month offer with a 17.90% APR. CareCredit does not require any type of upfront payment before getting approved or starting dental treatment.

As the patient this allows you to smile now and pay for it later. After you have completed your porcelain veneer consultation with your cosmetic dentist and you have decided on a treatment plan, you’ll meet a financial coordinator who works with your cosmetic dentist to find out which promotion is right for you.

Who Can Apply for CareCredit? 

If you are over 18 years of age, a U.S. citizen or resident alien, and currently reside in the United States, you can apply for CareCredit. In addition, you must have a U.S. Social Security Number, a street, rural route, or APO/FPO mailing address, and have a valid government-issued photo ID.

How You Can Apply? 

You can apply in the dental office, or you can apply at home online anytime, 24/7. Simply click here to get started. You can also apply by phone by calling 1-800-677-0718 Find out if you qualify immediately by using the easy, automated system anytime or you can apply with a live agent Monday through Friday from 9 AM- 9 PM (ET) 

Once Approved, How Soon Can I Get Started With My Dental Treatment?

The exciting news is that most applications receive a decision in just seconds. In some cases, the application process may take until the end of the next business day. Once approved, your credit application must be read and signed by you. From there, you can begin to schedule treatment without delay!

Pay For Your Visits Online With Your CareCredit Credit Card

We proudly accept the CareCredit credit card to help you finance your healthcare needs. Now you can use:

Pay My Provider a new online payment solution from CareCredit, to pay outstanding balances quickly and securely. Special financing options are available.

Visit Pay My Provider to pay your CareCredit credit card.

Subject to credit approval. Minimum monthly payments required. Promotional financing options are available on purchases of $200 or more. Standard Account Terms apply to purchases of less than $200. Promotional financing options available through Pay My Provider may differ from options available in the office.

Learn How to Transform Your Smile with Porcelain Veneers Today!

3. Careington

Making care possible…


Careington Savings Plans provides a variety of savings options to assist you and your family in obtaining high-quality health and wellness services at an affordable price.

Currently, there are six different savings plans available with monthly payments that start at as little as $8.85 per month.

This is not insurance. These are savings programs that have been created to match your requirements and budget. You can rest easy knowing there are no time limits on use and no waiting, so you can use them as often as you like.

Just present your membership card to a participating provider at the time of service, and you'll be charged the discounted price. It's really simple!

What Are the Benefits of Careington Dental Savings Plans?

Dental savings plans are a less expensive option than traditional dental insurance. To join the network, members must pay one low annual fee that gives them access to a group of dentists who have signed committed to providing reduced fees for Careington plan members.

You get the same advantages as with insurance, but none of the limitations, hassles, or paperwork.

When you become a member, you'll receive the following benefits:

  • Pay less out-of-pocket for your dental care.  Save anywhere from 20-50% on exams, cleanings, fillings, crowns, bridges, and more!
  • Unlimited Use - Careington allows you to save as frequently as you like all year long, and it comes with a no-hassle 100% money-back guarantee. Unlike insurance, there is no yearly spending limit.
  • Easy To Use - There are no claims forms to complete and no approvals needed when using Careington. Simply bring your Careington ID card to the dentist, and you're in business.

Click here to learn more about Careington Dental Savings Plans.

Want Veneers But Need To Boost Your Credit?

payment plans vip smiles

Want veneers but you need to boost your credit so you can borrow money? Need help budgeting for your veneers? Click the button below to learn how I can help!