CareCredit is a healthcare credit card that is designed for your dentistry, health, and wellness needs. CareCredit is a great alternative that will keep your traditional major credit card lines with Visa, Mastercard, Amex, and Discover cards free so that you can continue to use them for your general/non-health-related expenses.
Many dental patients use this 3rd Party lender to assist them with paying for their porcelain veneers. They offer interest-free and low monthly payment plans for those who prequalify and/or apply (subject to credit approval). For example, they offer shorter term financing options of 6, 12, 18, or 24 months no interest is charged on purchases of $200 or more when you pay the full amount due by the end of the promotional period. CareCredit also offers longer-term dental financing for 24, 36, 48, or 60-month periods with Reduced APR and Fixed Monthly Payments Required Until Paid in Full. Purchases of $1,000 or more may be eligible for a 24-month offer with a 14.90% APR, a 36-month offer with a 15.90% APR, or a 48-month offer with a 16.90% APR. Purchases of $2,500 or more may be eligible for a 60-month offer with a 17.90% APR. CareCredit does not require any type of upfront payment before getting approved or starting dental treatment.
As the patient this allows you to smile now and pay for it later. After you have completed your porcelain veneer consultation with your cosmetic dentist and you have decided on a treatment plan, you’ll meet a financial coordinator who works with your cosmetic dentist to find out which promotion is right for you.
Who Can Apply for CareCredit?
If you are over 18 years of age, a U.S. citizen or resident alien, and currently reside in the United States, you can apply for CareCredit. In addition, you must have a U.S. Social Security Number, a street, rural route, or APO/FPO mailing address, and have a valid government-issued photo ID.
How You Can Apply?
You can apply in the dental office, or you can apply at home online anytime, 24/7. Just visit carecredit.com/apply to get started. You can also apply by phone by calling 1-800-677-0718. Find out if you qualify immediately by using the easy, automated system anytime or you can apply with a live agent Monday through Friday from 9 AM- 9 PM (ET)
Once approved, how soon can I get started with my dental treatment?
The exciting news is that most applications receive a decision in just seconds. In some cases, the application process may take until the end of the next business day. Once approved, your credit application must be read and signed by you. From there, you can begin to schedule treatment without delay!
Pay For Your Visits Online With Your CareCredit Credit Card
We proudly accept the CareCredit credit card to help you finance your healthcare needs. Now you can use:
Pay My Provider a new online payment solution from CareCredit, to pay outstanding balances quickly and securely. Special financing options are available.
Visit Pay My Provider to pay your CareCredit credit card.
Subject to credit approval. Minimum monthly payments required. Promotional financing options are available on purchases of $200 or more. Standard Account Terms apply to purchases of less than $200. Promotional financing options available through Pay My Provider may differ from options available in office.
Want Veneers But Need To Boost Your Credit?
Want veneers but you need to boost your credit so you can borrow money? Need help budgeting for your veneers? Click the button below to learn how I can help!